I am thinking about the subject of repentance.  This occurs when someone receives salvation without exception.  You can’t have a true turning to God without a turning away from sin, which is repentance.  This is not a work for credit before a Holy God, rather it is the true response of the born again believer in light of the gift and presence of a Holy God. John the Baptist said, “Bring forth therefore fruits meet for repentance.” (Matt. 3:8)